> ## Documentation Index
> Fetch the complete documentation index at: https://help.joinmiyo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Add a manual account

> Add and maintain a manual account in Miyo when you want to track balances and activity without connecting a financial institution.

A manual account gives you full control over the balance and activity. Use one for cash, an unsupported institution, or any account you do not want to link.

## Add the account

<Steps>
  <Step title="Open the new-account form">
    Open **Accounts** and select **Add Account** or **Add manually**.
  </Step>

  <Step title="Enter the account details">
    Add an **Account Name**, optional **Institution Name**, **Account Type**, current balance, and three-letter currency code.

    Supported account types include checking, savings, credit card, investment, loan, mortgage, cash, and other.
  </Step>

  <Step title="Use the correct balance sign">
    Enter money you own as a positive balance. Enter debt, including credit cards and loans, as a negative balance or zero.
  </Step>

  <Step title="Add debt details when useful">
    For a credit card, loan, or mortgage, enter the available **Credit Limit** and **APR (%)** fields when they appear.
  </Step>

  <Step title="Save the account">
    Select **Create Account**. The account appears in **Accounts** and can receive manual or imported transactions.
  </Step>
</Steps>

<Warning>
  Miyo does not refresh a manual balance. Update it yourself when a statement arrives or when you want account totals to reflect recent activity.
</Warning>

## Edit or close a manual account

Open the account, then select its edit action. You can change its name, institution, balance, currency, credit details, notes, or status.

| Status       | Use it when                                                   |
| ------------ | ------------------------------------------------------------- |
| **Active**   | You still use and track the account                           |
| **Inactive** | You want to keep it without treating it as current            |
| **Closed**   | The financial account is closed but its history should remain |

<Tip>
  Closing an account is usually safer than deleting financial history. It preserves context for older transactions and reports.
</Tip>