> ## Documentation Index
> Fetch the complete documentation index at: https://help.joinmiyo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Set a budget category target

> Set a Miyo budget category target using Add another or Refill available to control how much money is assigned to the category each period.

A budget category target guides how much money to assign to a spending category. It is for recurring planning, not for measuring progress toward a savings finish line.

<Columns cols={2}>
  <Card title="Add another">
    Assign the full target again each period. Money already available does not reduce the next assignment.
  </Card>

  <Card title="Refill available">
    Assign only the shortfall needed to restore the category's available balance to the target.
  </Card>
</Columns>

<Info>
  Remember it this way: **Add another controls how much goes in. Refill available controls how much should remain.**
</Info>

## See the difference with one category

Suppose **Car repairs** has a monthly target of **\$1,000**. At the start of the next month, **\$200 remains available**.

| Behavior             | Available now | Miyo suggests | Available after assignment |
| -------------------- | ------------: | ------------: | -------------------------: |
| **Add another**      |         \$200 |       \$1,000 |                    \$1,200 |
| **Refill available** |         \$200 |         \$800 |                    \$1,000 |

The same \$1,000 entry means two different instructions:

* **Add another:** "Assign another \$1,000 this month."
* **Refill available:** "Bring this category back to \$1,000 available."

## Choose the behavior that matches your intent

<Tabs>
  <Tab title="Add another">
    Choose **Add another** when:

    * You want to assign a fixed amount repeatedly.
    * Money left over should accumulate.
    * A full category should still receive the next period's amount.

    Example: **"Add \$500 to travel every month."**
  </Tab>

  <Tab title="Refill available">
    Choose **Refill available** when:

    * You want to maintain a reserve at a specific level.
    * Money left over should reduce the next assignment.
    * Assignments should pause while the available balance meets or exceeds the target.

    Example: **"Keep \$1,000 available for car repairs."**
  </Tab>
</Tabs>

## Set the target

<Steps>
  <Step title="Open the category target">
    From **Budget**, choose **Monthly budget**, find the expense category, and select **Add recurring target**.
  </Step>

  <Step title="Enter the target amount and cadence">
    For a weekly, monthly, or yearly cadence, the amount describes that period's recurring assignment or available-balance target.
  </Step>

  <Step title="Choose how to handle money left over">
    Select **Add another** or **Refill available** using the comparison above.
  </Step>

  <Step title="Save and review the category">
    Review the suggested assignment and the category's available amount before relying on the result.
  </Step>
</Steps>

## Use By a date for a category deadline

Choose **By a date** when the category should build to one available amount by a deadline. Miyo uses the target amount, current available balance, and date to estimate the needed pace. Add/refill behavior does not apply to a by-date target.

## Use a savings goal for a total finish line

If your intent is **"Save \$10,000 total for a vacation,"** create a [savings goal](/goals/create-savings-goal). A \$200 contribution then produces \$200 of \$10,000 in progress, regardless of the week, month, or year.

<AccordionGroup>
  <Accordion title="What if nothing is available?">
    Both recurring behaviors suggest the full target amount because the entire amount is missing.
  </Accordion>

  <Accordion title="What if the category already has the target amount?">
    **Add another** still suggests the full recurring amount. **Refill available** suggests \$0 until the available balance falls below the target.
  </Accordion>

  <Accordion title="What if the available balance is above the target?">
    **Refill available** suggests \$0 and does not remove the extra money. **Add another** continues to suggest the recurring amount.
  </Accordion>

  <Accordion title="Does a target move money between bank accounts?">
    No. A target changes planning guidance inside Miyo. It does not transfer money or make a payment.
  </Accordion>
</AccordionGroup>