> ## Documentation Index
> Fetch the complete documentation index at: https://help.joinmiyo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get started with Miyo

> Set up Miyo from a new account: choose individual or household use, add your first account, review transactions, and build an initial monthly plan.

Miyo becomes useful once it has an account and enough transaction history to show where your money is going. You can start manually and connect a bank later.

<Steps>
  <Step title="Choose how you use Miyo">
    During setup, choose **On my own** for a private individual workspace or **With a partner / household** when you plan to collaborate.

    You can review this choice later from your relationship settings.
  </Step>

  <Step title="Add your first account">
    Open **Accounts**. Connect a supported institution for synced balances and transactions, or add a manual account when you prefer to enter activity yourself.

    [Learn about accounts](/accounts/connect-and-manage-accounts)
  </Step>

  <Step title="Review your transactions">
    Open **Transactions** to search, filter, categorize, or add notes. If you start with a manual account, you can add transactions individually or import a CSV file.

    [Manage transactions](/transactions/manage-transactions)
  </Step>

  <Step title="Build a monthly plan">
    Open **Budget**, choose **Monthly budget**, and select the mode that matches how much structure you want:

    * **Simple** uses monthly category limits.
    * **Advanced** uses rollover envelopes, groups, and savings envelopes.

    [Compare budget modes](/budgets/choose-budget-mode)
  </Step>

  <Step title="Set your privacy before sharing">
    If you join a household, open **Privacy** and review every account's visibility. Use the partner-view preview before relying on household totals.

    [Understand account visibility](/household/account-visibility)
  </Step>
</Steps>

<Check>
  You have a useful starting point when your dashboard shows at least one account, recent transactions, and a monthly plan you recognize.
</Check>

## Continue from here

Use **Savings goals** inside **Budget** when you want to track progress toward a finish line instead of planning monthly spending.

<Columns cols={2}>
  <Card title="Create a savings goal" icon="target" href="/goals/create-savings-goal">
    Track progress toward one total finish line, with an optional target date.
  </Card>

  <Card title="Set up your household" icon="users" href="/household/setup-household">
    Invite another person and understand what changes after they join.
  </Card>
</Columns>