> ## Documentation Index
> Fetch the complete documentation index at: https://help.joinmiyo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Track savings goal progress

> Track a Miyo savings goal after creation by recording contributions, reviewing progress toward the finish line, and choosing household visibility.

A savings goal tracks progress toward a longer-term finish line. It is separate from the category targets used to plan recurring spending.

## Create a goal

<Steps>
  <Step title="Open Savings goals">
    Open **Plan your money** and select **Savings goals**, then choose **New Savings Goal**.
  </Step>

  <Step title="Set the finish line">
    Enter a **Goal name** and **Savings target**. Add an optional target date if you want Miyo to calculate the monthly pace needed to finish on time.
  </Step>

  <Step title="Personalize the goal">
    Choose an icon and color so the goal is easy to recognize.
  </Step>

  <Step title="Choose household access">
    If you have a household, turn on **Share with Partner** when they should see your progress. Choose **Make this a joint goal** when both partners should contribute.
  </Step>

  <Step title="Create the goal">
    Select **Create Goal**. New savings start at \$0 until you record a contribution.
  </Step>
</Steps>

## Record progress

Open the goal and select **Contribute**. Enter the amount and an optional note, such as “Birthday money” or “July transfer.”

<Warning>
  Recording a contribution updates Miyo's progress only. Miyo is read-only and does not transfer money into a bank or savings account.
</Warning>

## Pause, resume, edit, or delete

* **Pause** stops treating the goal as active without removing its history.
* **Resume** returns a paused goal to active planning.
* **Edit Goal** changes its name, target, date, icon, or color.
* **Delete** removes the goal; review the confirmation carefully when contribution history matters.

## Personal, shared, and joint goals

| Goal type           | Who can see it       | Who can contribute                 |
| ------------------- | -------------------- | ---------------------------------- |
| Personal            | You                  | You                                |
| Shared with partner | You and your partner | You; your partner can see progress |
| Joint               | You and your partner | Both household members             |

<Card title="Review household privacy" icon="shield-check" href="/households/privacy-controls">
  Understand how account visibility and shared goals differ.
</Card>