Choose how you use Miyo
During setup, choose On my own for a private individual workspace or With a partner / household when you plan to collaborate.You can review this choice later from your relationship settings.
Add your first account
Open Accounts. Connect a supported institution for synced balances and transactions, or add a manual account when you prefer to enter activity yourself.Learn about accounts
Review your transactions
Open Transactions to search, filter, categorize, or add notes. If you start with a manual account, you can add transactions individually or import a CSV file.Manage transactions
Build a monthly plan
Open Budget, choose Monthly budget, and select the mode that matches how much structure you want:
- Simple uses monthly category limits.
- Advanced uses rollover envelopes, groups, and savings envelopes.
Set your privacy before sharing
If you join a household, open Privacy and review every account’s visibility. Use the partner-view preview before relying on household totals.Understand account visibility
You have a useful starting point when your dashboard shows at least one account, recent transactions, and a monthly plan you recognize.
Continue from here
Use Savings goals inside Budget when you want to track progress toward a finish line instead of planning monthly spending.Create a savings goal
Track progress toward one total finish line, with an optional target date.
Set up your household
Invite another person and understand what changes after they join.