Add another
Assign the full target again each period. Money already available does not reduce the next assignment.
Refill available
Assign only the shortfall needed to restore the category’s available balance to the target.
Remember it this way: Add another controls how much goes in. Refill available controls how much should remain.
See the difference with one category
Suppose Car repairs has a monthly target of $1,000. At the start of the next month, $200 remains available.| Behavior | Available now | Miyo suggests | Available after assignment |
|---|---|---|---|
| Add another | $200 | $1,000 | $1,200 |
| Refill available | $200 | $800 | $1,000 |
- Add another: “Assign another $1,000 this month.”
- Refill available: “Bring this category back to $1,000 available.”
Choose the behavior that matches your intent
- Add another
- Refill available
Choose Add another when:
- You want to assign a fixed amount repeatedly.
- Money left over should accumulate.
- A full category should still receive the next period’s amount.
Set the target
Open the category target
From Budget, choose Monthly budget, find the expense category, and select Add recurring target.
Enter the target amount and cadence
For a weekly, monthly, or yearly cadence, the amount describes that period’s recurring assignment or available-balance target.
Choose how to handle money left over
Select Add another or Refill available using the comparison above.
Use By a date for a category deadline
Choose By a date when the category should build to one available amount by a deadline. Miyo uses the target amount, current available balance, and date to estimate the needed pace. Add/refill behavior does not apply to a by-date target.Use a savings goal for a total finish line
If your intent is “Save $10,000 total for a vacation,” create a savings goal. A $200 contribution then produces $200 of $10,000 in progress, regardless of the week, month, or year.What if nothing is available?
What if nothing is available?
Both recurring behaviors suggest the full target amount because the entire amount is missing.
What if the category already has the target amount?
What if the category already has the target amount?
Add another still suggests the full recurring amount. Refill available suggests $0 until the available balance falls below the target.
What if the available balance is above the target?
What if the available balance is above the target?
Refill available suggests $0 and does not remove the extra money. Add another continues to suggest the recurring amount.
Does a target move money between bank accounts?
Does a target move money between bank accounts?
No. A target changes planning guidance inside Miyo. It does not transfer money or make a payment.