Is Miyo a bank or financial adviser?
Is Miyo a bank or financial adviser?
No. Miyo is a financial organization tool. It is not a bank, broker, lender, investment adviser, tax adviser, credit counselor, or substitute for a qualified professional.
Do I have to connect a bank account?
Do I have to connect a bank account?
No. You can add manual accounts and enter or import transactions. Connected accounts reduce manual work when your institution and plan support them.
Can my household see every account I add?
Can my household see every account I add?
Not automatically. Account visibility determines whether an account is shared, private, or hidden. Review the Privacy Center before relying on household views.
Does sharing an account change bank ownership?
Does sharing an account change bank ownership?
No. Sharing affects visibility inside Miyo only. It does not change legal ownership or permissions at the financial institution.
What is the difference between Simple and Advanced budgeting?
What is the difference between Simple and Advanced budgeting?
Simple mode uses monthly category limits. Advanced mode uses rollover envelopes, groups, and savings envelopes.
What is the difference between a savings goal and a budget target?
What is the difference between a savings goal and a budget target?
A savings goal tracks progress toward one total finish line. A budget category target guides how much to assign or keep available for recurring spending. See the comparison.
What is the difference between Add another and Refill available?
What is the difference between Add another and Refill available?
Add another assigns the full target each period. Refill available reduces the next assignment by money already available in the budget category. See the full comparison.
Does Miyo cancel subscriptions shown as recurring?
Does Miyo cancel subscriptions shown as recurring?
No. Recurring detection identifies patterns in transaction history. Contact the merchant to change or cancel the underlying service.
Are balances and transactions always current?
Are balances and transactions always current?
No financial data provider can guarantee that every value is complete or current. Confirm important information with the financial institution.
How do I request help or report a security concern?
How do I request help or report a security concern?
Email support@joinmiyo.com for product help or security@joinmiyo.com for a security concern. Never include secrets or full account numbers.