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Connecting a bank lets Miyo import supported account details and transactions without receiving your online banking password.
Bank sync may require a paid plan, private-beta access, or Plaid availability. If Connect Bank shows Bank Sync Pending, use a manual account or CSV import for now.

What Miyo requests

Miyo uses Plaid Link so you choose the institution and accounts you want to share. The connection requests account and transaction information for budgeting, spending, and account summaries.
  • Miyo does not receive or store your online banking username or password.
  • Miyo is read-only and cannot move, hold, or transfer money.
  • You can disconnect an institution from Miyo later.

Connect your accounts

1

Start from Accounts

Open Accounts and select Connect Bank.
2

Review the disclosure

Read the Connect with Plaid disclosure, then select Continue. Select Cancel if you do not want to share account information.
3

Choose your institution

In Plaid Link, search for your financial institution and complete the institution’s sign-in and verification steps.
4

Choose accounts

Select only the accounts you want to add to Miyo, then approve the connection.
5

Wait for the first import

Return to Accounts. Miyo imports transactions in the background, so the account can appear before all recent activity does.
A successful connection shows the institution under Accounts or Settings → Linked accounts. Review the balance and recent transactions before using them in your plan.

If your institution is missing

Plaid availability varies by institution and account type. You can:
  • Search using the institution’s full name or web address.
  • Try again after the institution resolves an outage.
  • Add the account manually.
  • Export transactions from the institution and import a CSV.

Fix a bank-sync problem

Diagnose delayed transactions, reconnect requests, and failed refreshes.

Privacy and security

Read Miyo’s Privacy Policy and Security page for the current provider, retention, encryption, and contact details.