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Miyo looks for repeating patterns in your transaction history. Recurring detection is an estimate, so review suggestions before relying on an upcoming amount or date.

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Review suggestions

1

Open Recurring

Open Recurring. If Miyo found new candidates, select Review.
2

Read the evidence

Compare the merchant, account, recent occurrences, expected cadence, and typical amount.
3

Choose a verdict

Select Confirm for a real repeating charge, Not recurring for a false match, or Skip when you want to decide later.
4

Review Upcoming

Use the Upcoming view to see confirmed or detected charges expected soon. Check the institution before making a time-sensitive payment decision.

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Why the estimate can change

  • A merchant posts under a new name.
  • The amount varies beyond the earlier pattern.
  • A pending transaction becomes posted with different details.
  • A subscription changes price or cadence.
  • Too little transaction history is available.
An upcoming recurring item is not a bill-payment instruction. Miyo cannot schedule, cancel, or pay the charge for you.

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If a charge is missing

Confirm that the account has synced recent transactions and that the merchant appears more than once. A new subscription may need additional history before Miyo can identify a reliable pattern.