Skip to main content
A savings goal tracks progress toward a longer-term finish line. It is separate from the category targets used to plan recurring spending.

​
Create a goal

1

Open Savings goals

Open Plan your money and select Savings goals, then choose New Savings Goal.
2

Set the finish line

Enter a Goal name and Savings target. Add an optional target date if you want Miyo to calculate the monthly pace needed to finish on time.
3

Personalize the goal

Choose an icon and color so the goal is easy to recognize.
4

Choose household access

If you have a household, turn on Share with Partner when they should see your progress. Choose Make this a joint goal when both partners should contribute.
5

Create the goal

Select Create Goal. New savings start at $0 until you record a contribution.

​
Record progress

Open the goal and select Contribute. Enter the amount and an optional note, such as “Birthday money” or “July transfer.”
Recording a contribution updates Miyo’s progress only. Miyo is read-only and does not transfer money into a bank or savings account.

​
Pause, resume, edit, or delete

  • Pause stops treating the goal as active without removing its history.
  • Resume returns a paused goal to active planning.
  • Edit Goal changes its name, target, date, icon, or color.
  • Delete removes the goal; review the confirmation carefully when contribution history matters.

​
Personal, shared, and joint goals

Review household privacy

Understand how account visibility and shared goals differ.